Do you know what your credit score is? Do you know what other people see when they check your credit score? If you’re not sure, it’s probably a good idea to personally check your own score. Everyone is eligible to one free credit report each year from each of the three major credit reporting … [Read more...]
Financial Advice for the Unemployed
One of the worst financial fears most Americans have is being laid off, and unfortunately this has become all too common. One out of five Americans were laid off in the last 5 years. Therefore it’s no wonder most working professionals fear losing their jobs and worry about having a contingency plan … [Read more...]
Make the Most Out of Your Tax Refund
A tax refund is not a bonus, but people often treat it that way. In reality, your tax refund is a reimbursement from the government for withholding too much of your income. The average federal tax refund this year will exceed $3,000. Before making a reservation at the nicest restaurant in town, … [Read more...]
These Mistakes Could Lead To An IRS Audit
Tax season is here once again. Keep these common mistakes and pitfalls in mind when filing your tax return to avoid a visit from the Internal Revenue Service. Accurate Income Reporting The income reported on Form W-2 and Form 1099 needs to match the income reported on your return. Inaccurate data … [Read more...]
Millennial Millionaires? A Financial Advisor Could Help You Join The Ranks.
Millennials, or young adults under the age of 35, may not feel they’re on a career trajectory toward becoming a millionaire. However, with careful planning and advising, many millenials can obtain this goal and set aside a comfy nest egg for adulthood and retirement. The key is … [Read more...]
Retirement Income Payment Plans – Choose Wisely
If you are getting ready to retire, you may find yourself faced with the question of how you should receive income payments – in increments or all at once. Most people end up choosing steady payments, or "life annuity". Having that steady income can make for less stress than taking a big lump … [Read more...]