The holidays are all about giving, but it can be a tricky task to act out pure generosity without finding yourself penniless come new year. Luckily, with a bit of creativity and foresight, you can indulge in all your favorite holiday traditions while barely making a dent in your normal finances. All … [Read more...]
What’s A Gold-Backed IRA and How Can You Use It?
Setting up an IRA (Individual Retirement Account) is a secure way to garner a steady retirement nest egg over the span of your career. There are many types of IRA’s; which one is right for you is determined based on your assets, including: stocks, bonds, and mutual funds. … [Read more...]
Tips For Avoiding Non-Profit Scams
Participating in philanthropic endeavors is an invaluable way to give back to the community and causes that you, or your company, are passionate about. In this digital age however, it’s important to carefully research the organization in question to avoid scammers looking to take advantage of your … [Read more...]
Checking Your Credit Score? Avoid These Six Mistakes
Do you know what your credit score is? Do you know what other people see when they check your credit score? If you’re not sure, it’s probably a good idea to personally check your own score. Everyone is eligible to one free credit report each year from each of the three major credit reporting … [Read more...]
Avoid Credit Score Mistakes With Help From a CPA
Do you know what your credit score is? Do you know what other people see when they check your credit score? If you’re not sure, it’s probably a good idea to personally check your own score. Everyone is eligible to one free credit report each year from each of the three major credit reporting … [Read more...]
Ladies, a financial advisor could boost your confidence.
Forbes Insights and Northwestern Mutual surveyed a group of women to find out how their confidence correlates to their finances. The survey reveals that attaining financial goals is a high concern for the women surveyed, including those who consider themselves to have advanced or expert knowledge in … [Read more...]
Investment Advisors Report a New Generation of Skeptics
Millennials have been scarred by the 2008 financial crisis, difficulty finding work out of college, and managing substantial student debt. Many also witnessed their parents struggle with job and financial security during this time as well. What’s the product of a generation that faces this … [Read more...]
Financial Advice for the Unemployed
One of the worst financial fears most Americans have is being laid off, and unfortunately this has become all too common. One out of five Americans were laid off in the last 5 years. Therefore it’s no wonder most working professionals fear losing their jobs and worry about having a contingency plan … [Read more...]
Make the Most Out of Your Tax Refund
A tax refund is not a bonus, but people often treat it that way. In reality, your tax refund is a reimbursement from the government for withholding too much of your income. The average federal tax refund this year will exceed $3,000. Before making a reservation at the nicest restaurant in town, … [Read more...]
Consumer Credit : New FICO Credit Scoring Method in 2015
FICO, the standard for measuring consumer credit risk, is instituting a new scoring formula in an effort to help high-risk consumers access credit. The new credit scoring formula will take into account how often someone changes addresses and payment history for items such as cable, cellphone, … [Read more...]