Accumulating wealth is only half the equation; preserving it and ensuring it passes to your beneficiaries efficiently is the other. Without a coordinated estate plan, the retirement assets and business equity you have built could be subject to unnecessary estate taxes or probate complications.

We often work with clients to answer questions such as:

• Asset Protection: How can a trust shield my business and personal assets from potential creditors or legal liabilities during my lifetime?

• Beneficiary Designations: Do my retirement plan beneficiary designations align with my current will and trust documents? (This is a common oversight that can override your estate plan).

• Tax Efficiency: Can I use a trust to reduce the taxable estate value of my business, ensuring my heirs aren't forced to sell assets just to pay estate taxes?

• Succession Planning: If something happens to me, is there a clear mechanism in place for the business to continue or be sold without court interference?

Your tax strategy, retirement planning, and estate documents should not exist in silos. We can work alongside your estate attorney to ensure your financial architecture supports your long-term legacy.